Leeds Building Society

When something’s worth saving for.

Save any monthly amount from £20 to £1,000 and you can bank on a competitive variable interest rate plus an annual RegularSaver Bonus.

It’s a great way to save for something special because you can make one annual withdrawal without loss of bonus.

You can vary the amount you save each month, too, so long as you save between £20 and £1,000 every month, to qualify for the annual Bonus. Only one deposit per month can be made.

Summary Box Key Product Information for our Savings Account(s)
Account Name	RegularSaver
Interest Rates (AERs)	See the "How much interest will I earn?" table below.
Tax Status	The gross rate(s) of interest shown will be payable net of the appropriate rate of income tax (which may be reclaimed by non-taxpayers) or, subject to the required certification, gross.
Conditions for bonus payment	3% Bonus payable annually on 1 March (provided you maintain your monthly payments and make no more than one withdrawal per Bonus period. Each Bonus period is from 1 March to 28 February (29 February in a leap year)).
Withdrawal arrangements	One withdrawal is permitted each Bonus period. If a second withdrawal is required you will not qualify for a Bonus in respect of that period.
Access	Account can be opened and operated through any of our branches or by post.

How much interest will I earn?

Other Product Features:

Minimum and maximum investment and operating balance
The minimum monthly payment is £20 and the maximum monthly payment is £1,000.

When is interest paid?
Interest is paid annually on 1 March.

How is interest paid?
Interest can either be credited to the account ot transferred either to another building society/bank account or to another account held with the Society.

Important notes

§ Gross means the rate payable before the deduction of income tax.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies’ Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum payment of £50,000 of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares – permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. The Society subscribes to and undertakes to comply with the Banking Code, which establishes minimum standards of good banking practice. A copy of the Code and further details of our investment products are available on request from your local branch or our Customer Helpline on 0113 225 7777. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training).

The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992.

Other taxes or costs may exist that are not paid by Leeds Building Society.