Gibraltar and Spanish Services

Euro Investment Rates and Details

Euro Investment Range
Rates correct at 23 January 2012

Euro accounts can be opened by UK or Gibraltar passport holders who are resident in Spain or Gibraltar.

The products below are available in two variations. If you are resident in Gibraltar your application will be for the Gibraltar version of the product. If you are resident in Spain your application will be for the Offshore version of the product.

Gibraltar/Offshore 1 Year Fixed Rate Euro Bond (Issue 6)
Investment	% Gross§ p.a. /AER† (fixed)	Withdrawal Terms	Payment of Interest
€2,500+	2.50	Withdrawals of up to 25% of your capital investment can be made without notice or loss of interest until 28 February 2013. Closure of the account or further withdrawals are not permitted until the day after maturity (1 March 2013). Cash withdrawals/deposits are not permitted.	Annual: Interest is credited to the account on maturity (28 February 2013).
Minimum balance €2,500. Maximum balance €1,000,000 (€2,000,000 for joint accounts). View the Product Terms & Conditions

Gibraltar/Offshore 2 Year Fixed Rate Euro Bond (Issue 6)
Investment	% Gross§ p.a. /AER† (fixed)	Withdrawal Terms	Payment of Interest
€2,500+	2.70	Withdrawals of up to 25% of your capital investment can be made without notice or loss of interest until 28 February 2014. Closure of the account or further withdrawals are not permitted until the day after maturity (1 March 2014). Cash withdrawals/deposits are not permitted.	Annual: Interest is credited to the account on 28 February (commencing 28 February 2013) and on maturity (28 February 2014).
Minimum balance €2,500. Maximum balance €1,000,000 (€2,000,000 for joint accounts). View the Product Terms & Conditions

Gibraltar/Offshore 3 Year Fixed Rate Euro Bond (Issue 6)
Investment	% Gross§ p.a. /AER† (fixed)	Withdrawal Terms	Payment of Interest
€2,500+	3.00	Withdrawals of up to 25% of your capital investment can be made without notice or loss of interest until 28 February 2015. Closure of the account or further withdrawals are not permitted until the day after maturity (1 March 2015). Cash withdrawals/deposits are not permitted.	Annual: Interest is credited to the account on 28 February (commencing 28 Febraury 2013) and on maturity (28 February 2015).
Minimum balance €2,500. Maximum balance €1,000,000 (€2,000,000 for joint accounts). View the Product Terms & Conditions

Gibraltar/Offshore Euro Saver Account
Investment	% Gross§ p.a. /AER† (variable)	Withdrawal Terms	Payment of Interest
€100,000+ €50,000+ €25,000+ €10,000+ €2,500+	Current Previous 2.15 - 1.70 - 1.65 - 1.60 - 1.25 -	Unlimited withdrawals can be made without notice or loss of interest subject to the minimum balance being maintained. Cash withdrawals/deposits are not permitted.	Annual: Interest is credited to the account on 31 October (commencing 31 October 2010).
Minimum balance €2,500. Maximum balance €1,000,000 (€2,000,000 for joint accounts). View the Product Terms & Conditions

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§ Gross means the rate of interest payable before the deduction of income tax at the rate specified by law. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies’ Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000, compensation may be available if the Society cannot meet its liabilities in respect of this product, please see the Gibraltar/ Offshore General Investment Terms and Conditions for full details.

The Society’s main business is the provision of savings products, mortgages and general insurance. We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including staff training).

Leeds Building Society is authorised and regulated in the UK by the Financial Services Authority and our registration number is 164992. You can check this on the FSA Register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0044 207 741 4100. The Society is authorised to conduct business in Gibraltar by the Financial Services Commission.

Other taxes or costs may exist that are not paid by Leeds Building Society.