Introducing the NEW Leeds Building Society Credit Card

Representative example 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9% APR† representative (variable) based on a credit limit of £1,200.

Credit Card

Enjoy the benefits of the Leeds Building Society Platinum Credit Card – great introductory rates on balance transfers and card purchases plus earn 0.5% cash back on all of your day to day spending.

  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
  • 0% on money transfers¹ for 12 months (4% handling fee). To attract this great rate on your transfers you’ll need to make them within the first 90 days of the account opening
  • 0% on card purchases¹ for 3 months from the date your account is opened
  • 0.5% cash back² on all your day to day spending
    Maximum annual retail spend £15,000
    Minimum redemption criteria £10
    Automatic redemption applied directly to the customer’s credit card account every January
  • Online Banking: This account is set up with paperless statements. To access your statement simply enrol with our Online Banking service, where you'll also be able to check your balance, transaction history, view your pin, manage your direct debits/balance transfers and much more
  • Fraud Protection:³ you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
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Leeds Building Society Cash Back Terms and Conditions

  1. You will be awarded cash back of 0.5% on qualifying purchases made using the Leeds Building Society Credit Card. A qualifying purchase is any purchase made by you or an additional cardholder and excludes purchases that are refunded or returned, cash transactions, balance transfers, interest, fees and charges and expenditure in excess of your credit limit.
  2. Cash back will be awarded on the first £15,000 of qualifying purchases each year (running from 1 January to 31 December). Any spend in excess of £15,000 will not be a qualifying purchase.
  3. You must have accrued a minimum of £10 in order to redeem cash back. If you do not earn £10 cash back in the preceding 12 month period the amount of cash back you have earned will be carried over to the next 12 months.
  4. Your cash back will be credited to your Leeds Building Society Credit Card account on 1 January each year and your accrued cash back will be shown on your monthly statement.
  5. We may cancel or suspend your entitlement to cash back if you breach the terms and conditions of the Leeds Building Society Credit Card or if we suspect that you or an additional cardholder has committed a fraud on the account.
  6. No accrued cash back will be payable if you close your account before the cash back is credited to your account.
  7. We may change these rules, including the rate at which you earn cash back, or withdraw the scheme at any time by giving you [30] days advance notice.
  8. If you have any queries about your cash back please contact customer services on 0113 225 7777.
¹If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.

²0.5% cash back on card purchases. Customers will not be eligible to earn cash back if they are in breach of their Leeds Credit Card terms and conditions. Qualifying purchases exclude any purchases that are returned or refunded, balance transfers, and any default or other charges. Customers must have accrued a minimum of £10 in order to redeem their cash back. Cash back payments will be made to Customers credit card  on 1st  January each year. Cash back will be awarded on the first £15,000 of spend in each year (running from 1 January to 31 December). Any spend in excess of this will not be a qualifying purchase for the purpose of the Cash Back Offer. Customers will lose any cash back accrued if they close their Account before the cash back payment is made.

³If your card is lost or stolen, you'll incur no liability for fraudulent use of your card provided you notify us as soon as you realise your card is missing or you notice any unusual transactions on your account.

†We treat each customer's application individually. We review the information you supply and verify your credit and repayment history so the APR we offer you may be higher or lower than the APR shown in the representative example. At least 51% of customers will receive this representative APR.

We are unable to tell you the interest rate you would receive personally as we do not provide quotation searches. If you proceed a full application search will be registered at the Credit Reference Agencies.

The Leeds Building Society Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority. Leeds Building Society is acting as a credit intermediary. Registered Office: 105 Albion Street, Leeds LS1 5AS. It only offers credit cards provided by MBNA Europe Bank Limited. Registered in England and Wales number 164992. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.

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